Missouri Title Loans, Inc.

This St. Joseph lender offers two emergency loan options. Title loans go up to $15,000 and use a lien-free vehicle title as collateral, so you keep and drive your car while repaying. Signature installment loans go up to $1,500, need no vehicle collateral, and are repaid in fixed monthly payments. People often use them for car repairs, medical bills, overdue rent or necessary travel.

You can start an application online, and a local representative will call to explain the process and confirm what to bring. Title loans are completed in person and require a valid photo ID, a lien-free title in your name and a short vehicle inspection. Installment loans require an ID, an open checking account in your name and a recent pay stub. The store is on North Belt Highway, next to Northgate Shopping Center and across from the water tower. Income verification is required, and the company does not offer loans without it.