Thoát nợ

Thoát Nợ is a San Jose firm that helps Vietnamese-speaking families and small business owners work through debt, tax, and immigration problems. Its best-known work is debt settlement, where staff negotiate with creditors to reduce what is owed on credit cards and SBA loans. The firm also handles credit repair, tax debt resolution, personal, 1099, and business tax filings, and paperwork for visas and document legalization.

Consultations and credit report reviews are free, and the firm says there is no upfront fee, with program fees that can be paid in installments. Staff work in Vietnamese and English and say they have served the Vietnamese community in the United States and Canada for more than 20 years. Clients can call the San Jose office to ask about eligibility and what a program would involve before deciding.