Heather Saiki Health Insurance Services

Heather Saiki Health Insurance Services is an independent health insurance agency that has served individuals, families and businesses since 1984. Its main focus is helping people aged 65 and older understand Medicare and choose a Medicare Supplement plan, and it also places individual and family coverage, group health plans for employers, and life, dental, vision, disability and long-term care policies. Owner Heather Saiki is a licensed health insurance agent and registered social security analyst who also helps clients plan retirement income with annuities.

Because the agency works with a network of carriers rather than a single company, it can compare options across providers. Free, no-obligation quotes are offered, and visits are by appointment only on weekdays. The office is in Palo Cedro, a few miles from Redding, and clients come from Shasta, Sonoma, Lassen and Trinity counties and elsewhere in California.