Mortgage & lending in New York City

Mortgage and lending businesses help people borrow money to buy a home, refinance an existing loan, or finance a building project. Common offerings you may see include FHA, VA, jumbo, USDA and conventional home loans, refinancing, adjustable rate mortgages, construction loans, reverse mortgages and commercial loans. Each lender's products differ, so start by naming the loan you think you need. When you call, ask for a written estimate of the interest rate, fees and closing costs, and ask how the rate can change over time. Compare at least two lenders before you choose, and get preapproved early so you know your budget before you make an offer on a home.