Mortgage & lending in Mc Lean

Mortgage and lending businesses help people buy a home, refinance an existing loan, or tap home equity. Common services include home purchase loans, refinancing, cash-out refinancing, conventional and jumbo loans, and options for self-employed borrowers, investors, or buyers who are not U.S. citizens. Ask each lender whether they are licensed to lend in Virginia, what their current rate and fee estimate would look like for your situation, and how quickly they can issue a written loan estimate. Get quotes from at least two or three lenders before you commit, and compare them on the same terms so the numbers are actually comparable. If you are self-employed or have unusual income, ask early whether they offer non-QM or bank-statement programs.