Mortgage lenders help people buy a home, refinance an existing loan, or tap home equity. Many businesses in this category offer purchase loans, refinancing, FHA and USDA loans, and reverse mortgages for homeowners who are older and want to access equity without monthly payments. Some also offer down payment assistance programs. Businesses listed for Madison, WI, are included here so you can compare them. Before you commit, ask for a written loan estimate and compare the interest rate, points, and closing costs side by side, not just the monthly payment. If you're considering a reverse mortgage, ask a HUD-approved housing counselor to review the terms with you, and plan your calls early in the process so you have time to gather income and asset documents.
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