Cumberland Valley Insurance

Cumberland Valley Insurance is an independent insurance agency that sells auto, homeowners, business and life coverage. The agency was opened in 1973 by Mel Harnish and is now run by his son-in-law, Andy Clemmer, and daughter, Pam Clemmer. Its main carrier is Erie Insurance, and it also works with several other companies.

As independent agents, the staff can shop coverage across several carriers rather than selling one company's policies. They also help with claims and the paperwork that follows a loss. The agency serves customers in Maryland, Pennsylvania, West Virginia and Virginia from its Hagerstown office on Maugans Avenue. Clients can request quotes, file claims, make payments online and ask for certificates of insurance.