Able Insurance Agency

Able Insurance Agency is a family-owned independent insurance agency that handles auto, home and renters, life, and business insurance. Auto insurance is its specialty, and it also writes SR 22 and FR 44 certificates for drivers who need them after multiple tickets. The agency says it works for its clients rather than a single insurance company, comparing coverage options from multiple carriers.

The agency has been in business for nearly 50 years across three generations of family ownership. It has offices in Charlottesville at 716 Rio Rd and in Richmond, and it offers a discount when home and auto policies are combined. Phone lines are staffed 24/7, and Saturday hours run mornings at both offices. Customers can also request a quote online.