D.H. Lloyd & Associates

D.H. Lloyd & Associates is an independent insurance agency that writes commercial insurance and handles risk management for businesses. Its core lines include general liability, workers' compensation, commercial property, professional liability and cyber liability, along with surety bonds and business auto coverage. The agency also places personal policies such as auto, home, condo, renters and umbrella coverage.

The agency works with a range of carriers and says it tailors policies to each client's industry and exposures. Contractors and restaurants make up a large part of its commercial book, and it is licensed in 47 states. Clients reach the office by phone, email or an online form, and the process starts with a consultation before a quote is prepared. The office is at 1619 K St NW in Washington, DC.