Nova Home Loans

NOVA Home Loans is a mortgage lender offering conventional, VA, FHA, USDA and jumbo loans, plus down payment assistance, home equity loans, cash-out and streamline refinances, construction-to-perm loans and non-QM loans. The company was founded in 1980, is privately owned, and says it combines the efficiency of a bank with the flexibility of a broker.

Buyers can get pre-qualified through the company's website, and its mortgage calculator helps estimate monthly payments and compare renting with buying. Loan officers can be found by name or by state. The corporate office is on East Broadway Boulevard in Tucson, Arizona, and the company also has offices in Colorado, California, Nevada, Oregon and Washington.