Union Home Mortgage

Union Home Mortgage is a mortgage lender offering conventional, FHA, VA, USDA, rehab and new home construction loans, along with refinancing and home equity lines of credit. It is known for a 1% down payment program for first-time buyers, where the company contributes up to 2% toward a 3% down payment for eligible buyers who meet income limits and buy a primary residence.

New customers can call, email or send an inquiry online, and existing borrowers have a separate phone line for questions about their loans. The company says it lends in 48 states plus D.C. Its headquarters is in Strongsville, Ohio, and loan officers can be found through its branch locator.