IFS Group

IFS Group is an independent insurance agency that places life, retirement, and business coverage. Its personal lines include auto, homeowners, and motorcycle insurance, and it also arranges individual and family health plans, Medicare options, final expense and fixed annuities. Because the agency is not tied to one insurer, it compares carriers for each client's situation and works on the client's side when a claim comes up.

The office is in Sugarland and is open weekdays, closed on weekends. The agency serves clients across Texas, including Houston, Dallas, San Antonio and Austin, and it lists a Houston office as well. Not every plan is offered in every area, and availability and coverage vary by state, so it is worth asking what is offered where you live before deciding.