Stephen Wong

Stephen Wong is a mortgage broker and loan agent in San Jose who helps buyers and homeowners with home purchases and refinances. He has worked in residential lending since 2003, and his main focus is conventional loans, along with HARP refinancing for homes that are underwater. Fixed-rate terms run from 10 to 30 years, adjustable-rate options include 3/1 through 10/1 ARMs, and jumbo and investor loans are also available.

First-time buyers can book a consultation covering education and loan analysis, and refinance reviews check whether restructuring existing debt makes financial sense. A free pre-approval letter is available, and Wong works through the Bayone Reic brokerage. Phone and email are the way to start, and the office is in San Jose.