Universal Business

Universal Business Insurance is a commercial insurance and risk management agency that works with businesses across a range of industries. Its approach focuses on understanding each client's operations, identifying exposures, and building insurance programs aimed at controlling premiums and claim risk over the long term. The agency says it has served clients for over 30 years and works with highly rated carriers.

The team includes risk architects, client relations managers and support staff, many with real-world experience in the industries they serve. Specialty areas listed include construction bonding, hospitality, manufacturing, educational institutions, and healthcare and human services. Headquarters are in Sandy, Utah, with a second office in St. George, Utah.