MortgageOne Inc.

MortgageOne Inc. is a mortgage lender with a Redding branch that handles VA loans, financing for self-employed and complex-income borrowers, investor and construction loans, and reverse mortgages. Chris Lamm, the senior loan advisor and branch manager, has worked in lending for 25 years and reports funding more than $1 billion for about 6,000 families. The team also helps buyers compare down payment assistance paths and offers HELOC and fixed second options.

A guided online assessment takes about three minutes, requires no credit pull, and ends with a written next step rather than a rate quote. The company is licensed for consumer lending in 41 states and Washington, DC, and offers business-purpose loans in more than 40 states, though availability depends on the property and program. Reverse mortgage borrowers must complete HUD-approved counseling before applying. The Redding office is at Executive Way.