Mary Carlson, CMB

Mary Carlson is a senior loan officer at Citizens Bank in Portsmouth, handling residential mortgages for home purchases, renovations, new construction and refinances. She works across a range of programs, including FHA and VA loans, jumbo loans, condo financing, construction-to-permanent loans and physician home loans. She holds the Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association.

Applications can be started online and typically take about 10 minutes, or you can request an appointment at the Pleasant Street branch. Customers who set up automatic payments from a Citizens checking account and enroll in electronic statements can get an 0.125 percentage point rate discount on a new home loan. The branch keeps weekday business hours and opens Saturday mornings.