Home Choice

Home Choice sells furniture, major appliances, laptops and tablets, TVs and audio gear, jewelry and tires, and it is known for letting customers take items home on payment plans. Options include weekly, bi-weekly or monthly installment plans, layaway, and 3 to 6 months same-as-cash financing on qualifying purchases.

An in-house financing team helps each customer choose a payment option, and on-time payments can help build a credit history. Layaway requires a place to live, a source of income, one reference and proof of ID, and a $25 restocking fee applies if it is canceled. Electronics and appliances include service while the contract is in good standing. Delivery and setup are offered at participating locations, so call the local store first. The company is headquartered in Plano, and product and pricing questions go to the nearest store.