Phoenix Life Insurance

Phoenix Life Insurance is a life insurance agency in Phoenix that helps families compare term, whole life and universal life coverage. The agents explain how each type works, from fixed-rate term policies for a set number of years to whole life policies that build cash value over time and universal policies with flexible premiums. Coverage amounts and payout choices can be tailored to a household's income, debts, education costs and funeral expenses.

The agency recommends working with a licensed agent rather than buying a policy alone, and says that using an agent costs no more than buying directly from an insurer. Free quotes are available, and applications can be started online. The agency is family-owned, and a free retirement analysis is offered to people who want to see how life insurance fits into their broader plan.