My Financing USA

My Financing USA arranges RV, boat, motorhome, and camper loans by searching lender programs across the country for each borrower. Financing is available for travel trailers, fifth wheels, toy haulers, class A, B, and C motorhomes, yachts, pontoon boats, jet skis, horse trailers, ATVs, and UTVs, with credit profiles ranging from good to bad. The company has been in business for 22 years and has handled $16.2 billion in applications.

Applications are completed online, including on a smartphone, and prequalification shows what you can afford before you shop. Terms run up to 20 years with a $10,000 minimum loan, and listed rates run from 6.24% to 19.95%, depending on credit score, down payment, and other factors. Private-party and dealer purchases are both accepted, and loans are available for full-time RV living. Funding can arrive in as little as 48 hours. The office is in Louisville, Kentucky.