Drive Fast USA

Drive Fast USA is a buy here pay here used car dealer with in-house financing, selling used cars, trucks, SUVs and vans from a lot in Lee's Summit. The dealership says it works with buyers who have bad credit, no credit, or past financial setbacks, and it reports on-time payments to credit bureaus.

Applications can be started online or by phone, and the dealer says most customers are approved in under 30 minutes. Buyers typically bring proof of income of at least $1,800 net per month, proof of residence, a valid driver's license, and full coverage insurance or enrollment in its CPI program. Every vehicle comes with a 12-month, 12,000-mile warranty. The business also has a location in Omaha, and staff speak Spanish at both locations.