HFC Insurance

HFC Insurance is an independent insurance agency that handles personal lines such as home, auto, Medicare and health coverage, along with business insurance and employee benefits for employers. The agency works with several carriers, including Auto-Owners, Liberty Mutual, GEICO, Progressive, Safeco and Travelers, and says it compares options across them rather than selling one company's policies.

Clients get a dedicated local representative and can reach that person directly by phone, text or email, with no call center in the middle. HFC serves Lancaster and surrounding communities, and its office is at 304 North Main Street in Lancaster. The agency was founded in 2003 by owner Marty Haynes.