Cash Store

Cash Store in Katy offers installment loans, which are unsecured personal loans repaid on a fixed schedule. Customers use them for major purchases, consolidating bills or unexpected expenses. The store also sells a reloadable Netspend Prepaid Mastercard for paying bills and shopping without a traditional bank account.

Applying starts with a short pre-qualification form online. Applicants then bring proof of income, a valid photo ID, a working phone number and proof of an active checking account to the store, where an associate helps complete the application. Funding is typically the same day after terms are accepted. Existing retail customers can re-loan or refinance by calling the store. In Texas, the company acts as a credit services organization working with third-party lenders, and approval depends on underwriting.