HBS Insurance

HBS Insurance is an independent insurance agency that writes both commercial and personal coverage. Its commercial clients include contractors and skilled trades, trucking and logistics companies, and restaurants and other small service businesses, with workers compensation, general liability, cargo, and tools and equipment coverage among the lines it places. For families and individuals, it handles auto, home, renters, life, watercraft, and recreational vehicle insurance, comparing several carriers to find a balance of price and reliability.

The agency was founded in Jeffersonville by Ron Smith, a U.S. Air Force veteran, and has operated there for more than 30 years. Clients can call the office or use the online contact form to request a quote, and the team serves Southern Indiana, the Louisville area, and Clarksville and New Albany. It is licensed in Indiana, Kentucky, Ohio, and Tennessee and sponsors several local youth sports teams and community events.