The Credit Agents

The Credit Agents is a Houston credit repair company that disputes inaccurate, unverifiable, and outdated items on clients' three credit reports under federal consumer protection laws, including the Fair Credit Reporting Act. Common items it works on include third-party and debt buyer collections, medical collections, charge-offs, tax liens, judgments, repossessions, bankruptcies, and identity fraud entries. Each client starts with a free credit review and an in-depth report audit, followed by a customized action plan and ongoing credit coaching.

Billing is pay-after-deletion rather than a flat monthly fee, so clients pay for negative items once they are removed. The company says it can help with mortgage application support and that clients can track progress online. Results vary, and the company says it cannot guarantee a specific score increase. The office is at the Katy Freeway address in Houston, and the team also works with clients across the Katy, Cypress, Pearland, Sugar Land, and Spring areas.