Texan Credit

Texan Credit is a consumer lender offering personal signature loans and auto-secured title loans. Signature loans go up to $1,840 with a quick credit review, while title loans are based mainly on the value of the borrower's vehicle. Online applications typically get a response in as little as 30 minutes.

People can apply online, by phone, or in person at a branch, and a representative will explain any documents needed for the chosen loan. Loans are repaid through monthly installments, and there is no penalty for paying off early. The company is licensed and regulated by the State of Texas and is BBB accredited. It reports more than 75 branches across the state.