CapCenter

CapCenter is a family-owned mortgage and real estate services firm that started in 1997 and is headquartered in Glen Allen, near Richmond. It offers mortgages, refinancing, real estate brokerage, and homeowners, auto, and life insurance, and it promotes zero closing cost mortgages and a 1% listing fee for home sellers. The company says it has served more than 60,000 clients.

You can apply online, request a free quote, or use the online mortgage calculator for estimated rates, fees, and monthly payments. The Glen Allen office is open Monday through Friday during business hours and is by appointment at its offices in other Virginia, Maryland, North Carolina, and South Carolina locations. Clients reach a dedicated licensed representative by phone, chat, or email rather than a call center.