Auto Credit USA

Auto Credit USA is a buy here, pay here used car dealership selling late model pre-owned vehicles, with in-house financing for buyers who have poor credit, no credit, or past credit problems such as bankruptcy or repossession. Vehicles are serviced by ASE certified mechanics before sale and come with a 36-month/36,000-mile limited powertrain service contract. The business has been operating for more than 25 years and also has locations in Columbia City and Warsaw, Indiana, and Toledo, Ohio.

Buyers make payments directly to the dealership, on weekly, bi-weekly or other schedules set around their income. Buyers should expect to bring a valid driver's license, recent paycheck stubs, a paid phone or utility bill, references and a cash down payment. The Fort Wayne location is at 100 West Coliseum Boulevard, and the collection center is closed on weekends.