OneMain Financial

OneMain Financial is a consumer lender offering personal loans from $1,500 to $30,000, along with debt consolidation loans and emergency loans for unexpected bills or urgent expenses. The company says it serves nonprime borrowers and focuses on loans designed to be repaid, with a loan specialist working with each customer to set up a monthly budget. Loans can be used for expenses, projects, home and auto repairs, and medical costs, though business and college expenses are excluded.

Approval depends on state of residence and credit standards, and larger loans may require a vehicle as collateral. Funds can arrive within an hour of closing for customers paid to a bank-issued debit card, and there are no prepayment penalties. The Evansville office is at 601 N.W. Second Street, with branches in many states and online applications available.