VEBS

VEBS is a family-owned firm that helps federal employees understand their retirement benefits. Its work centers on pensions, FERS and CSRS, the TSP, FEGLI, FEHB, insurance and survivor benefits, and estate planning for civil service employees. The company also offers standard and customized seminars and counseling for federal agencies, including early-out assistance.

Individual retirement reviews start with a free consultation, and clients can send in information and receive an estimate. Free federal retirement seminars are held in North San Diego and typically require pre-registration by phone. VEBS is located at 533 S. Vinewood St. in Escondido, and its agents are licensed and trained by founder Raul Lizalde.