Pure Risk Advisors

Pure Risk Advisors is an independent insurance agency offering personal and business coverage across Colorado. Its business lines include business owners policies, commercial auto, professional liability, workers' compensation, commercial umbrella and cyber insurance, along with personal home, auto, umbrella and motorcycle policies. The agency also writes a long list of coverages for specific trades and venues, such as contractors, restaurants and bars, and HOAs.

The agency works with multiple insurance companies rather than one carrier, and it says there is no fee for clients because insurers pay the agents. Clients speak directly with the brokers, and the agency has offices in Erie and Buena Vista. Pure Risk Advisors has been operating since 2009 and is licensed in 20 states.