Gem Cars

Gem Cars is a used car dealership on Garland Road in Dallas that sells pre-owned cars, trucks, SUVs and vans. It is known for Buy Here, Pay Here financing, where the dealership handles financing in-house and looks at current income, available down payment and ability to pay rather than relying only on a bank or credit union. Buyers with bad credit, limited credit or no established credit are welcome to ask about options.

Applications can be started online with a short pre-qualification form, and approval is not guaranteed. Before visiting, it helps to gather a driver's license, proof of income, proof of residence, references and information about your down payment. Trade-ins are accepted, and the staff works in English and Spanish. Hours run Monday through Friday and Saturday morning, and the dealership is closed on Sundays.