Encova Insurance

Encova Insurance is an insurance company offering business, personal and workers' compensation coverage. Its business lines include commercial package policies and commercial umbrella coverage, with specialties for small businesses, workers' compensation and policyholder safety services. Personal lines cover automobile, property, umbrella, identity theft and recreational vehicles.

For a standard business owners policy that does not fit a company's particular liabilities, Encova works with owners to assess their risks and build a tailored commercial package. Customer service handles commercial, personal and workers' compensation policies and claim questions by phone on weekdays. The headquarters is at 471 E. Broad St. in Columbus, with other offices in Charleston, Charlotte and Naperville.