Benefits by Design Insurance Services

Benefits by Design Insurance Services is a health insurance and employee benefits brokerage serving businesses, nonprofits and individuals in California. The firm handles group health insurance, individual coverage through Covered California and off-exchange carriers, dental and vision plans, group life and disability insurance, voluntary benefits, Medicare products and travel insurance. Its staff have more than 20 years of experience.

The firm says it is paid by the insurance companies rather than charging clients fees. It works with all available insurance carriers in California and has offices in Carlsbad and Larkspur. Calls and questions about Medicare plans or employee benefits can be handled by phone, and the Carlsbad office is at 1902 Wright Place.