Farm Creek Insurance

Farm Creek Insurance is an independent insurance agency offering home and condo, auto, commercial, and agriculture insurance, along with employee benefits for businesses and individuals. The agency describes a four-step process that starts with a conversation with a risk advisor, moves through an evaluation of your needs, and ends with a customized policy being set up. Reviews on its site often mention flood coverage, storm damage claims, and bundled home and auto policies.

The team meets clients by phone, in person, or at one of its offices, and many clients keep their policies, claims, and bill pay in an online client portal. Claims and policy changes need to be completed with a service representative rather than online. The main office is on Crusader Road in Cambridge, with other offices in Nottingham, Easton, and Federalsburg, and the agency serves clients from Bethany Beach to Ocean City.