Advance Funds Network

Advance Funds Network is a business financing company that offers term loans, working capital loans, business lines of credit, merchant cash advances, debt consolidation and SBA loans to small and medium-sized businesses. The company says it works with businesses in the US and Canada and does not charge upfront fees.

Applications start with a short online form, and the company says funding can arrive within about four hours of approval. Its stated minimums are one year of operating history, at least $15,000 in monthly revenue and a credit score of 500 or higher, and it does not fund startups. Advance Funds Network has its main office at 464 Kings Highway in Brooklyn.