Mechanics Bank

Mechanics Bank has served customers since 1905, offering checking and savings accounts, money markets and CDs, debit cards, home loans and auto loans. Its business side covers term loans and lines of credit, commercial real estate, equipment financing, merchant services and payroll services. Wealth management, trust and estate services, and retirement plan services serve individual clients.

Service is available around the clock, and the bank also offers online banking for personal and business accounts. Lending advisors are organized by region, including Northern and Southern California, Seattle, Tacoma, Vancouver and Portland, and Hawaii. The bank is FDIC-insured, and it says BauerFinancial, an independent agency that rates banks, has given it five stars.