Fresh Home Loan

Fresh Home Loan is an independent mortgage brokerage that arranges home purchase loans, refinances, home equity loans, HELOCs and reverse mortgages for buyers and owners in the East Bay. The team works with a range of lenders and focuses on complex California loan situations, including first-time buyers, investor properties and cash-out refinancing. Garrick Werdmuller leads the company, which also publishes a monthly housing market newsletter and videos.

Clients can start with a loan application online or by phone at the office in Alameda's Harbor Bay business area. The team serves Oakland, Alameda, Berkeley, Castro Valley and Pleasanton, and offers a free book on home buying and a podcast for those who want to learn the process first.